How many loyalty cards do you have? If you are like me I have a lot. My Costa coffee card, Tesco clubcard etc etc. But it’s a real pain carrying them all on me all the time. If I don’t I’m bound to end up forgetting to take the right card at the right time and then miss out on my reward points when I make a purchase. Well StoCard have the solution. No more cards, you just need your phone! Find out more with Carl in this weeks episode.
In this episode Carl discusses the 4 main tax wrappers that investors can use to legally shelter their income and gains from tax. Saving and investing into the right wrappers now could mean that all your income in retirement is tax free.
In this episode Carl reviews two new software providers Onedox and Wonderbill who both aim to aggregate all your household admin into one place. So from your smartphone you will be able to see all your utility bills, when they are due for renewal and even get sent suggested alternatives to save you money. This is exciting software that can save you lots of time and get you super organised.
In this episode Carl explains the advantages to being self employed either as a contractor or freelancer. He also looks at the significant downsides and how contractors and freelancers can protect themselves.
In this episode Carl talks about why focusing on the money is never a good reason to start a business. He gives examples of how some successful business leaders started and what their original focus was and also one of the worst examples of financial greed from the banking crises of 2007.