Hi, I’m Carl Roberts, the founder and Chartered Financial Planner here at RTS Financial Planning.
We are a family run business based in Milton Keynes. We took the decision to not have an office and instead work flexibly from home and on the move. By using the latest in technology this means we can pass on massive savings to you!
This is at the heart of what we do. We want to be totally different to any other financial adviser you will ever deal with. We will provide you with fantastic service, incredible life-changing advice and extremely fair value.
Here’s a little bit more as to why I believe I can deliver for you:
- Graduated from University of Hertfordshire with Law Degree.
- Have been working in financial services for over 12 years.
- Chartered Financial Planner and Fellow of the Personal Finance Society – one of the most qualified in the country.
- Selected as a Top 35 Next Generation Adviser (New Model Adviser).
- Whilst previously employed and working for a local financial planning company I was able to turn them into a top 100 UK financial planning firm (awarded by New Model Adviser).
- Also picked up awards for Best E Business at the SME Buckingham Business Awards.
- Featured in local and The Times newspapers and on local radio stations Secklow Sounds and MKFM providing comment on topical financial news stories.
Being a family run business means you can be assured that we will always act ethically. This business is our pride and joy and we would never do anything to jeopardise it.
We are approved by the Financial Conduct Authority (FCA) and you can find us on the FCA register by searching under our FCA number 772054.
We also have appropriate professional indemnity insurance in place should the worst happen, so you know our advice is covered.
DISCOVERY MEETING PART 1
The first meeting is at our expense and is all about you.
We will not be discussing financial products during this meeting because until we know more about you and what you want, we feel we have no right to talk about your money or tell you what to do with it!
You will NOT be asked to complete any financial questionnaires or bring anything with you to our first meeting. We will start with a blank page and get to really know you, the life you’ve had and the life you want going forward.
At the end of this first meeting we can of course deal with any urgent financial matters if appropriate, we will tell you if we can help you and you will be in a position to decide whether you would like to proceed or not.
DISCOVERY MEETING PART 2
The second meeting is also at our expense. In advance of this meeting you will be asked to provide your financial details. We will then use this information to start to draft a financial plan for you.
We will present your personalised draft financial plan to you during this meeting and together we will refine it and you can make as many changes as you wish. We call these ‘what if’ scenarios.
By the end of this meeting you know with absolute certainty whether you can achieve what you want to achieve and whether you will be OK.
If it looks like things aren’t going to be OK we will let you know what needs to be changed in order to make it work.
If you like what you see, we will explain which monthly fixed fee package we feel is appropriate for you and you can decide whether you would like us to implement your financial plan.
If you decide to become an RTS Financial Planning client we will recommend and implement all of the solutions necessary to create the lifestyle you desire.
There will be no initial advice fees to implement your plan. This will all be covered in your ongoing monthly fixed fee.
We will meet for an implementation meeting so you can sign any forms that need signing for the products and solutions that are recommended. It may be that no new products are needed and in fact it’s just small adjustments to your current products that will suffice.
By the end of this meeting your plan will be in place and you can start enjoying your life knowing you are going to be OK.
Depending on the ongoing service level you have agreed, we will meet on a regular basis to ensure your plan remains on track.
We will always update your plan during our meetings, make any adjustments needed and implement any new products and solutions required. There will never be any additional advice fees as the cost will always be covered by your fixed monthly fee.
If your life changes or you have urgent financial matters that need attention in between our review meetings you can contact us anytime and we can manage these issues for you.
And don’t forget…
- We can meet you any time, 24/7, that suits you.
- You don’t have to travel anywhere if you don’t want to, we can meet at a place that suits you.